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Brazos Higher Education Service Corporation
Graduate couple Click here to apply for financial aid

Now that you are have received financial aid, you must consider the important responsibility of paying back your loans. Click one of the links below to learn more.

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We offer you some tips on keeping your loan current. Learn how to avoid delinquency and default - find out how and why!

What is repayment? What are the different schedules I can use to pay back my loan? Budget
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Have you experienced troubled times and need some extra time? You may qualify for a deferment.

If you don't qualify for a deferment but you still need time, your lender may grant forbearance.

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Frayed rope What is default? How can I avoid defaulting on my loan?

Is there ever a time when loans can be forgiven?

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Zipper What are the benefits and consequenses of consolidating my loans? Is consolidation right for me?

Repayment Options