Just got laid off at work?
	Had an expensive emergency medical procedure?
	Just had triplets?
	Need immediate help?

If life has just dealt you a serious problem that has affected your ability to make your student loan payment on time, don't panic! We can offer you solutions.
If you do not qualify for a deferment (which is the better option), your lender or servicer may be able to offer you repayment condition called "forbearance."
What does that mean? With the agreement of your lender, forbearance can:

• Allow you to reduce the amount of your monthly payment for a short time.
• Delay payment of interest until you can more easily make the payments. Remember that the interest will still accrue during forbearance.

Time limits apply. Forbearance may be granted in two 12-month segments for a total of up to twenty-four months.

A forbearance is not automatic. You must submit a request in writing and document your circumstances. The lender is not required to grant forbearance, but generally does in such extreme events. Remember; pursue deferment first, then forbearance.

DO NOT STOP making payments on your loan until you have been notified that you have been granted forbearance!

Call us today at (800) 453-0841 if you need more information about forbearance.